Terms and Conditions

Securebook Technologies Private Limited – UrKredit Mobile Application

This Privacy Policy explains how Securebook Technologies Private Limited (“Securebook”, “We”, “Us”, “Our”) collects, uses, stores, and protects the personal information of users (“You”, “Customer”, “Merchant”) when you use the UrKredit mobile application (“Mobile Application”).

By using the Mobile Application, you consent to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the Mobile Application.

1. Information We Collect

  • Personal identification details entered during signup.
  • Contact information including mobile number and email address.
  • KYC documents as required under regulations.
  • Transaction details between Customers and Merchants.
  • Device information and IP address for security audits.

2. How We Use Your Information

  • To operate and improve the UrKredit Mobile Application.
  • To verify user identity and prevent fraudulent activity.
  • To process and track payments between Customers and Merchants.
  • To send important alerts, updates, or service notifications.
  • To comply with legal and regulatory requirements.

3. Sharing of Information

We do not sell your data. However, your information may be shared with:

  • Authorized payment gateways or aggregators.
  • Regulatory authorities if mandated by law.
  • Third-party service providers who assist in app operations.

4. Data Security

We implement strong technical and organizational measures to protect your data. However, no electronic storage system is 100% secure.

5. Your Rights

  • You may update or correct your profile information.
  • You may request the deletion of your account subject to regulations.
  • You may contact our Customer Care Centre for assistance.

6. Contact Information

Website: www.securebook.ai

Company: Securebook Technologies Private Limited

Registered Office:
THIRUVONAM, XI-237/A, I N MENON LANE, Tripunithura, Ernakulam – 682301, Kerala, India

Last Updated: 2/14/2026
SECUREBOOK TECHNOLOGIES PRIVATE LIMITED